**The big picture:** Checkr, an AI-powered verification platform, has significantly expanded its mortgage offering to include new data connections, employer integrations, and income qualification capabilities. **Why it matters:** The move addresses the increasing complexity and instability of borrower income, impacting how lenders assess financial risk and how employers manage verification requests. **Between the lines:** - Checkr's offering now verifies over 97% of U.S. workers with a 75% completion rate. - The company acquired Truv in August 2026 and partnered with Workday in September 2026 to enhance data access. - Research indicates income instability among mortgage applicants rose from 50% in 2022 to 62% in 2025. **Staffing & HR impact:** This expansion simplifies income and employment verification for lenders, potentially reducing manual HR burdens for employers and streamlining hiring processes that require financial background checks. The focus on diverse income sources reflects evolving workforce compensation models. **The bottom line:** As income streams diversify beyond traditional W-2s, verification platforms are adapting to provide more comprehensive and efficient solutions for high-stakes financial decisions.