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Economic Indicators

Industry Dispatches
company · Wed, Oct 14, 2026

Brilliant Staffing Releases 2027 Salary Guides Amid Moderating Compensation Environment

**The big picture:** Brilliant Staffing has published its 2027 Salary Guides for accounting, finance, business operations, and technology, offering forward-looking compensation data to help organizations plan for the upcoming year. **Why it matters:** These guides provide critical insights into a moderating compensation landscape, enabling employers to make informed decisions on pay strategies and talent investment in a more selective hiring market. **Between the lines:** - The 2027 projections indicate a more moderate compensation environment compared to previous years of significant labor market movement. - Employers are increasingly prioritizing specialized skills, cross-functional capabilities, and adaptability, especially as AI and automation integrate into workflows. - The guides cover national base salary ranges from entry-level to C-suite across various functions, with location-specific adjustments available. **Staffing & HR impact:** Staffing firms and HR departments can leverage this data to advise clients on competitive compensation, optimize talent acquisition strategies, and structure teams effectively in a value-driven employment market. **The bottom line:** The focus shifts from broad compensation adjustments to targeted investments in specialized skills and roles, making precise salary data more crucial than ever.

company · Wed, Oct 14, 2026

Conagra Brands Navigates Challenging Environment with Margin Focus Amidst Sales Dip

**The big picture:** Conagra Brands reported a slight decrease in net sales for Q1 fiscal year 2027, with organic net sales down 1.1%, but managed to exceed profit expectations. **Why it matters:** Despite top-line challenges, Conagra's focus on restoring margins and reducing complexity signals a strategic shift that could influence workforce allocation and operational efficiency across the consumer goods sector. **Between the lines:** - Net sales decreased 1.4% to $2.6 billion, driven by a 2.1% volume decrease. - Adjusted operating margin reached 11.5%, surpassing expectations. - Selling, general, and administrative expenses (SG&A) increased due to legacy legal matters, though adjusted SG&A decreased. **Staffing & HR impact:** The company's emphasis on productivity and cost control, including a benefit from incentive compensation adjustments, suggests a lean approach to staffing and a focus on optimizing existing talent. Increased investment in advertising and promotion may shift internal resource allocation. **The bottom line:** Conagra's reaffirmed guidance indicates a continued commitment to profitability and operational streamlining in a volatile market.

company · Wed, Oct 14, 2026

War's Shadow: MHP Navigates Revenue Growth Amidst Ukrainian Profit Decline and European Expansion

**The big picture:** Ukraine-based agri-food giant MHP SE reported a significant revenue increase in H1 2026, driven by European expansion, but saw operating profit decline due to ongoing war-related expenses and deteriorating conditions in Ukraine. The company's resilience is tested by attacks on critical infrastructure and supply routes. **Why it matters:** This highlights the profound impact of geopolitical conflict on global supply chains and the operational complexities for multinational companies, forcing strategic shifts in market focus and risk management. It underscores how external crises directly influence business viability and growth trajectories. **Between the lines:** - MHP's total revenue surged 32% to $2.16 billion, while operating profit fell 17% to $113 million. - Ukrainian poultry operations saw adjusted EBITDA collapse 71% due to war impacts, despite increased exports. - European Operations revenue soared 129% to $738 million, bolstered by the Grupo Uvesa acquisition. **Staffing & HR impact:** War-related disruptions increase operational costs and transit times, directly affecting labor deployment, supply chain staffing, and potentially recruiter mobility in affected regions. Companies must adapt HR strategies to manage risk, ensure workforce safety, and reallocate talent to more stable markets. **The bottom line:** Geopolitical instability continues to reshape global supply chains and workforce strategies for multinational agri-food companies, driving strategic acquisitions and market diversification.

company · Wed, Oct 14, 2026

SAP's Cloud Growth and Analyst Targets Signal Tech Sector Trajectory

**The big picture:** SAP's stock saw a slight dip despite Jefferies raising its target, driven by strong Q2 cloud revenue growth and a positive outlook from analysts. **Why it matters:** This performance highlights the continued shift to cloud-based solutions within the enterprise software sector, impacting talent demands for specialized tech skills and potentially influencing investment in workforce development. **Between the lines:** - SAP's Q2 cloud revenue increased 24% to EUR 6.3 billion. - Current cloud backlog reached EUR 22.9 billion, up 27%. - Jefferies raised its target to EUR 220.00, while JPMorgan maintained a Neutral rating with a EUR 175.00 target. **Staffing & HR impact:** The sustained growth in cloud services will intensify the demand for cloud architects, developers, and implementation specialists, creating opportunities for staffing firms specializing in technology talent. HR departments within tech companies must focus on upskilling and reskilling initiatives to meet evolving product roadmaps. **The bottom line:** All eyes are on SAP's next earnings report on October 21, 2026, to see if cloud growth translates into sustained operating leverage and stock performance.

company · Wed, Oct 14, 2026

SAP SE Executes Share Buy-Back Program, Signaling Financial Strategy

**The big picture:** SAP SE has completed another phase of its share buy-back program, repurchasing 590,000 shares between September 21 and 25, 2026, as part of its ongoing capital market strategy. **Why it matters:** This financial maneuver by a major technology company can influence market perception and investor confidence, indirectly affecting talent acquisition and retention strategies in a competitive tech landscape. **Between the lines:** - SAP SE bought back 590,000 shares via XETRA in the last week of September 2026. - The total value of these repurchases amounted to over 108 million Euros. - The cumulative shares bought back under the program now total 8,895,886. **Staffing & HR impact:** While a financial move, a strong stock performance can aid in attracting and retaining top tech talent through equity compensation, potentially impacting recruiter mobility and overall talent acquisition budgets. Stable financial health also supports long-term workforce planning and investment in employee development. **The bottom line:** SAP's consistent share buy-back reflects a strategic financial approach aimed at shareholder value, which can bolster its employer brand.

company · Wed, Oct 14, 2026

Strategic Divestiture: FEI Sells SEM Line, Realigning Workforce Responsibilities

**The big picture:** FEI Co. has sold its Phenom desktop scanning electron microscope (SEM) product line to Phenom-World, a subsidiary of its long-time manufacturing partner NTS Group B.V. This strategic move transfers marketing, sales, and distribution responsibilities. **Why it matters:** This divestiture redefines operational focus for both companies, potentially impacting talent allocation, resource deployment, and future growth strategies within the specialized technology sector. **Between the lines:** - Phenom-World will now manage global marketing, sales, and distribution for the Phenom SEM line. - NTS Group, already the manufacturer, will continue production, deepening its involvement with the product. - FEI retains a minority stake in Phenom-World and certain intellectual property, though transaction terms were undisclosed. **Staffing & HR impact:** The shift in product line ownership will necessitate a re-evaluation of sales, marketing, and distribution roles, potentially leading to talent transfers or new hiring initiatives at Phenom-World. FEI can reallocate its internal workforce to core strategic areas. **The bottom line:** This transaction allows FEI to streamline its portfolio while NTS Group expands its market footprint and operational control through its subsidiary.

company · Wed, Oct 14, 2026

Cognizant's Q4 2025 Earnings Signal Strong Growth, Improved Attrition, and AI Focus

**The big picture:** Cognizant reported strong Q4 2025 earnings, exceeding revenue and EPS estimates, driven by a resurgent Financial Services segment and significant large deal bookings. **Why it matters:** The company's improved voluntary attrition rates and strategic investments in AI partnerships and acquisitions indicate a positive outlook for talent retention and future growth in the competitive tech services sector. **Between the lines:** - Voluntary attrition improved to 13.9% from 15.9% year-over-year. - Trailing twelve-month bookings reached $28.40 billion, with a 1.3x book-to-bill ratio. - Financial Services revenue grew 10.5%, its fastest constant currency annual expansion since 2016. **Staffing & HR impact:** Improved attrition suggests better talent management and retention strategies, potentially reducing recruitment costs and increasing recruiter mobility within the organization. The focus on AI partnerships will likely drive demand for specialized AI talent. **The bottom line:** Cognizant's strong performance and strategic AI investments position it for continued growth, with a keen eye on talent development and retention in a rapidly evolving market.

company · Wed, Oct 14, 2026

ZipRecruiter EVP Sells Shares: A Look at Executive Confidence

**The big picture:** ZipRecruiter's Executive Vice President and Chief Legal Officer, Ryan T. Sakamoto, recently sold 2,978 shares of the company's Class A Common Stock for a total of $10,395. This transaction occurred on September 25, 2026, at a weighted average price of $3.4907 per share. **Why it matters:** Executive stock sales can sometimes reflect internal sentiment regarding a company's near-term outlook or leadership's long-term commitment. For staffing and talent acquisition leaders, such moves can influence perceptions of stability within key industry players. **Between the lines:** - Ryan T. Sakamoto divested 2,978 shares of ZipRecruiter's Class A Common Stock. - The shares were sold at prices ranging from $3.42 to $3.58, averaging $3.4907. - The total value of the sale amounted to $10,395. **Staffing & HR impact:** While a relatively small transaction, executive share sales can subtly affect recruiter morale and retention, particularly if perceived as a signal of leadership uncertainty. It may also prompt closer scrutiny of the company's financial health and executive compensation strategies. **The bottom line:** This sale provides a glimpse into executive activity at a major talent acquisition platform, warranting observation for any broader trends in leadership confidence.

company · Wed, Oct 14, 2026

Uber's Escalating Insurance Bill Pressures Gig Economy Operating Model

**The big picture:** Uber is facing a growing insurance bill due to rising claims reserves and restricted assets, despite an increase in operating cash flow. This trend signals potential financial strain on its core business operations. **Why it matters:** The escalating costs highlight the inherent liabilities and operational challenges within the gig economy model, impacting profitability and potentially influencing worker compensation structures. **Between the lines:** - Rising claims reserves are a primary driver of increased insurance accruals. - Restricted assets are growing, tying up capital. - Future tests include managing settlement costs, collateral needs, and maintaining unrestricted liquidity. **Staffing & HR impact:** Higher insurance expenses could force gig platforms to re-evaluate driver pay or operational efficiencies, affecting contingent workforce earnings and retention. HR compliance teams may face increased scrutiny over worker classification as companies seek to mitigate these rising liabilities. **The bottom line:** How Uber manages these mounting insurance costs will be a critical indicator for the long-term financial viability of the broader gig economy.

company · Wed, Oct 14, 2026

Upwork's AI Bet Faces Investor Scrutiny Amidst Freelancer Platform Downturn

**The big picture:** Upwork's stock has significantly declined in 2026, with investors reassessing the growth potential and risks associated with the freelancer marketplace model. **Why it matters:** This downturn highlights investor skepticism about the long-term viability and profitability of gig economy platforms, even those investing heavily in AI. **Between the lines:** - Upwork's share price is down nearly 60% year-to-date. - Despite the slide, some analysts believe Upwork is undervalued, citing its AI investments. - The market is split on whether the decline reflects deeper issues in the freelancer model or an overcorrection. **Staffing & HR impact:** The performance of major gig platforms like Upwork influences the broader contingent workforce market, potentially impacting recruiter strategies and the availability of skilled freelancers. Staffing firms may see shifts in client demand for flexible talent. **The bottom line:** The success of AI integration in freelancer platforms will be a key indicator for future investment and talent acquisition strategies in the gig economy.

company · Tue, Oct 13, 2026

Kelly Services Stock Gaps Up on Strong Earnings and Dividend Announcement

**The big picture:** Kelly Services (NASDAQ:KELYB) shares gapped up following better-than-expected earnings and the announcement of a quarterly dividend. **Why it matters:** Strong financial performance from a major staffing firm signals potential resilience in the broader labor market and positive investor sentiment within the workforce solutions sector. **Between the lines:** - Kelly Services reported $0.37 EPS, significantly beating analyst estimates of $0.18. - The company's revenue of $1.04 billion also surpassed the consensus estimate of $1.01 billion. - A quarterly dividend of $0.0750 per share was announced and paid. **Staffing & HR impact:** Robust earnings and dividend payouts can enhance a staffing firm's market position, potentially attracting more talent and improving recruiter morale through perceived stability. This financial health supports continued investment in workforce solutions and talent acquisition strategies. **The bottom line:** Kelly Services' financial uptick suggests a positive outlook for established players in the staffing industry, despite broader economic uncertainties.

company · Tue, Oct 13, 2026

ams OSRAM's Cost-Cutting Program Delivers Early, Boosting FY24 Free Cash Flow

**The big picture:** ams OSRAM has achieved significant cost savings ahead of schedule through its 'Re-establish the Base' (RtB) program, leading to positive free cash flow in FY24 and strong Q4 revenues. **Why it matters:** This financial turnaround demonstrates effective operational restructuring, which often involves workforce adjustments and efficiency drives, impacting talent management and resource allocation. **Between the lines:** - The RtB program generated EUR 110m in run-rate savings in Q4/24. - FY24 saw a positive free cash flow of EUR 12m, a significant improvement from EUR -332m in FY23. - The company expects free cash flow to exceed EUR 100m in FY25, driven by continued efficiency. **Staffing & HR impact:** Successful cost-saving initiatives like RtB can lead to workforce optimization, potentially impacting recruiter mobility and the demand for specialized talent in efficiency roles. HR departments will be crucial in managing any organizational changes and maintaining employee morale. **The bottom line:** ams OSRAM's proactive cost management and strategic focus are yielding tangible financial benefits, setting a positive trajectory for future profitability.

company · Tue, Oct 13, 2026

Paylocity Stock Receives 'Moderate Buy' Amid Strong Earnings and Analyst Confidence

**The big picture:** Paylocity Holding Corporation (NASDAQ:PCTY) has garnered a consensus "Moderate Buy" rating from analysts, with an average price target of $160.53, following strong quarterly earnings. **Why it matters:** This positive outlook for a major cloud-based HCM provider signals confidence in the HR technology sector, impacting investment strategies for staffing and talent acquisition leaders. **Between the lines:** - Seventeen analysts cover Paylocity, with twelve issuing "buy" ratings and five a "hold." - The company reported $1.84 EPS, beating consensus estimates by $0.22, and revenue of $444.73 million, up 11.0% year-over-year. - Insider selling activity was noted, with the CFO and a Director reducing their holdings. **Staffing & HR impact:** Continued growth and positive sentiment for HCM platforms like Paylocity suggest ongoing investment in HR technology, potentially streamlining operations and improving talent management for staffing firms and corporate HR departments. This can influence technology adoption and budget allocation for workforce solutions. **The bottom line:** Paylocity's performance indicates a robust market for integrated HR and payroll solutions, a key area for workforce efficiency.

company · Tue, Oct 13, 2026

Tech Slowdown Signals Shift in IT Staffing & Talent Dynamics

**The big picture:** Tata Consultancy Services (TCS) reported Q3 results indicating a broader slowdown in tech spending, despite better-than-expected revenue growth driven by cloud services and vendor consolidation. **Why it matters:** This bellwether report suggests a cooling IT labor market, impacting talent acquisition strategies, contractor demand, and overall staffing firm margins in the tech sector. **Between the lines:** - TCS saw a net decline of 2,197 employees and lower hiring in Q3, with future hiring expected to return to pre-COVID levels. - Attrition rates declined for the first time in six quarters, easing supply-side pressures and reducing employee costs. - Management is optimistic about North America and the UK but cautious on Europe due to economic headwinds. **Staffing & HR impact:** Reduced attrition and lower hiring signal a shift from a candidate-driven market, potentially increasing recruiter mobility and improving gross margins for staffing firms as wage pressures ease. Compliance around workforce reductions and redeployment will be key. **The bottom line:** The tech sector is bracing for a more cautious spending environment, directly influencing talent demand and supply dynamics for the foreseeable future.

company · Tue, Oct 13, 2026

ManpowerGroup to Announce Q1 2026 Earnings, Offering Insight into Workforce Solutions Market

**The big picture:** ManpowerGroup will release its first-quarter 2026 earnings results before market open on Thursday, April 16, 2026, followed by a management webcast. **Why it matters:** These results will provide critical insights into the performance of a global leader in workforce solutions, reflecting broader trends in talent acquisition and labor market dynamics. **Between the lines:** - Earnings will be released before market open on April 16, 2026. - A live webcast discussion with management is scheduled for 7:30 a.m. Central Time on the same day. - Supplemental financial information will be available on ManpowerGroup's website. **Staffing & HR impact:** Staffing leaders and talent acquisition executives will scrutinize these results for indicators of demand for skilled talent, contingent workforce trends, and overall industry health, which can influence strategic planning and resource allocation. **The bottom line:** ManpowerGroup's Q1 performance will serve as an important bellwether for the global staffing and workforce solutions sector.

news · Tue, Oct 13, 2026

Australian Tech Job Vacancies Plummet 15% Amid Broader Market Cool-Down

**The big picture:** Australia's tech sector saw a 15% drop in job vacancies over the past year, with 5,000 fewer roles, as overall job vacancies across the economy also declined by nearly 1% in the last quarter. **Why it matters:** This signals a significant cooling in the tech recruitment market, impacting talent acquisition strategies and potentially hindering the government's tech job growth targets. **Between the lines:** - Professional, scientific, and technical services experienced a 17.3% quarterly decline in vacancies. - Only 33% of Australian tech employers plan to recruit in the 2025-26 financial year, compared to 49% across all industries. - The federal government's target of 1.2 million tech jobs by 2030 faces challenges, with current figures around 999,000. **Staffing & HR impact:** Staffing firms specializing in tech will face reduced demand, potentially impacting recruiter mobility and gross margins. HR departments in tech companies may need to re-evaluate hiring forecasts and talent retention strategies. **The bottom line:** The Australian tech job market is tightening, necessitating a strategic pivot for talent acquisition and workforce planning.

news · Tue, Oct 13, 2026

Financial Planning Gap Leaves Most US Workers Unprepared for Retirement

**The big picture:** A new Gallagher report reveals only 23% of U.S. workers have an advisor-built financial plan, creating a significant confidence gap in retirement readiness. **Why it matters:** Despite widespread access to retirement plans, employees lack personalized guidance, leading to account leakage and financial insecurity that impacts workforce stability and productivity. **Between the lines:** - Only 23% of employees have worked with a financial advisor for a plan. - An 81% confidence rate for those with a plan versus 50% for those without. - Just 5% of employers offer emergency savings programs, despite SECURE 2.0. **Staffing & HR impact:** The lack of financial literacy and emergency savings among employees can increase stress, reduce retention, and impact overall workforce engagement, requiring HR to consider more holistic financial wellness benefits. Employers face challenges in plan design to integrate personalized guidance and address liquidity issues. **The bottom line:** The demand for hyper-personalized financial support and scalable advice solutions, including AI-assisted tools, is growing as employers seek to bridge this critical gap.

news · Tue, Oct 13, 2026

US Inflation Data Looms, Influencing Fed Policy and Labor Market Outlook

**The big picture:** Key US inflation reports, including CPI and PPI, are set to be released, with the Federal Reserve closely watching for signs of disinflation. **Why it matters:** These reports will heavily influence the Fed's monetary policy decisions, impacting borrowing costs, economic growth, and ultimately, the labor market's trajectory. **Between the lines:** - Fed Governor Waller noted

news · Tue, Oct 13, 2026

Australian Job Ads Up 2.2% in September, Signaling Labor Market Resilience

**The big picture:** Australian job advertisements increased by 2.2% month-on-month in September, following a 2.6% rise in August, according to the ANZ-Indeed report. This marks a 12.9% increase year-over-year, demonstrating continued strength in the labor market despite rising interest rates. **Why it matters:** This sustained growth in job ads suggests ongoing demand for talent, which could impact recruitment strategies and wage pressures for staffing firms and employers operating in Australia. **Between the lines:** - Job ads are 24.4% above their 2010s average, showing significant long-term growth. - Unemployment rose to 4.6% in August, while employment increased by 39,500 positions. - Economists anticipate a gradual slowing of labor demand in the coming months due to the lagged effect of higher interest rates. **Staffing & HR impact:** The resilient job ad figures indicate a competitive talent landscape, potentially increasing recruiter workload and impacting placement margins. HR departments may face continued challenges in attracting and retaining skilled workers. **The bottom line:** While job ads remain strong, watch for a potential slowdown in labor demand as economic conditions evolve.

news · Tue, Oct 13, 2026

Private Sector Job Growth Accelerates for Fifth Consecutive Week

**The big picture:** U.S. private employers added an average of 23,750 jobs per week for the four weeks ending September 19, 2026, marking the fifth consecutive week of accelerated hiring. **Why it matters:** This preliminary data from ADP's NER Pulse indicates a strengthening labor market, offering insights into economic vitality and potential shifts in talent availability for businesses and staffing firms. **Between the lines:** - The weekly job additions have steadily increased from 12,250 in late August to nearly 24,000 by mid-September. - These figures are preliminary and subject to revision as more data becomes available. - The NER Pulse is a high-frequency, seasonally adjusted estimate with a two-week lag. **Staffing & HR impact:** Continued job growth suggests a competitive talent landscape, potentially increasing recruitment costs and impacting recruiter mobility. Staffing firms may see higher demand for talent acquisition services. **The bottom line:** The sustained acceleration in private sector hiring points to robust economic activity, a trend to watch closely for its implications on workforce planning and talent strategies.

news · Tue, Oct 13, 2026

Private Sector Job Growth Accelerates, Averaging 23,750 Weekly Additions

**The big picture:** U.S. private employers added an average of 23,750 jobs per week in the four weeks leading up to September 19, 2026, marking a significant increase from previous weeks. **Why it matters:** This sustained acceleration in private sector hiring signals robust labor demand, impacting talent acquisition strategies and overall economic outlook for businesses. **Between the lines:** - The four-week moving average rose to 23,750 jobs per week, up from 22,500 the prior week. - This represents a 5.56% increase from the previous week's average. - The trend extends a five-week acceleration in job additions. **Staffing & HR impact:** Increased hiring velocity suggests a competitive talent market, potentially driving up recruiter demand and impacting staffing firm margins. HR departments will need agile strategies to attract and retain talent amidst this growth. **The bottom line:** The private sector continues to show strong job creation, indicating ongoing economic expansion.

news · Mon, Oct 12, 2026

US Private Sector Job Growth Accelerates in Early September

**The big picture:** US private employers added an average of 23,750 jobs per week in the four weeks ending September 19, marking an increase from the previous period. **Why it matters:** This uptick in private sector hiring signals continued strength in the labor market, influencing economic health, consumer spending, and potentially monetary policy decisions. **Between the lines:** - Private-sector job gains picked up momentum, exceeding the prior week's average of 22,500. - Strong employment levels positively impact consumer spending and economic growth. - A tight labor market can lead to higher wages and contribute to inflation. **Staffing & HR impact:** Increased hiring activity suggests a robust demand for talent, potentially boosting recruiter mobility and gross margins for staffing firms. HR departments may face continued pressure to attract and retain employees in a competitive market. **The bottom line:** Watch for how sustained job growth impacts wage inflation and the Federal Reserve's future policy decisions.

news · Mon, Oct 12, 2026

Small Businesses Grapple with Benefits Complexity, Risk Talent Loss

**The big picture:** A new survey reveals small business owners highly value employee benefits but struggle with the rising costs and administrative complexities of offering them. **Why it matters:** This disconnect threatens small businesses' ability to attract and retain talent, directly impacting their competitiveness and growth potential. **Between the lines:** - Small employers face a significant execution gap in benefits administration. - The challenge is expected to intensify for new businesses earlier in their lifecycle. - Losing talent due to inadequate benefits is a major risk for small firms. **Staffing & HR impact:** Staffing firms can leverage this need by offering comprehensive benefits administration solutions to small business clients, potentially increasing service offerings and client retention. HR departments within small businesses will face increased pressure to find cost-effective and compliant benefit packages. **The bottom line:** Expect a growing market for outsourced benefits solutions tailored to small businesses.

news · Mon, Oct 12, 2026

LinkedIn Recruitment Scams Surge in Australia, Targeting Jobseekers

**The big picture:** Australian jobseekers are facing a significant rise in sophisticated recruitment scams on LinkedIn, involving fake job ads, cloned recruiter profiles, and fraudulent offers. **Why it matters:** This trend highlights growing cybersecurity risks for talent acquisition processes and jobseekers, potentially eroding trust in online professional platforms and impacting recruitment integrity. **Between the lines:** - The ACCC reported 138 LinkedIn-related scam incidents in July-August, with over A$254,000 in losses. - Scammers target individuals using the #OpenToWork feature and clone legitimate recruiter profiles. - Younger workers (Gen Z) are particularly vulnerable, with 25% having fallen victim, driven partly by cost-of-living pressures. **Staffing & HR impact:** Staffing firms and HR departments must enhance vigilance against profile cloning and educate candidates on scam prevention to protect their brand reputation and ensure candidate safety. Increased scam activity can complicate talent sourcing and verification processes, potentially impacting recruiter efficiency. **The bottom line:** As unemployment rises, jobseekers' desperation creates fertile ground for fraudsters, demanding proactive security measures from platforms and employers alike.

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